FTC Earnings/Results Disclaimer

Draft — not yet attorney-reviewed. This page is a starting draft prepared for legal review. Do not rely on it as final, binding terms until an attorney has reviewed and approved it.

1. Testimonials Reflect Individual Experiences

Any testimonials, family stories, success stories, or examples shared on CreditCareCourse.com by One United Enterprise LLC ("Company," "we," "our," or "us") reflect the personal experiences of the individuals depicted. They are not paid actors unless otherwise disclosed, but their individual results are not typical and are not a guarantee, promise, or prediction of the results any other participant will achieve.

2. No Guaranteed Credit, Financial, or Mortgage Outcome

Every individual's financial circumstances, credit history, and goals are different. We do not guarantee any specific credit score increase, removal of information from a credit report, mortgage approval, loan terms, interest rate, or other financial or credit-related outcome for any participant.

3. Educational Content, Not a Guarantee

All classes, materials, courses, and 1-on-1 mentoring provided through the Site are educational in nature. Results depend on numerous factors outside our control, including a participant's individual financial situation, credit history, and the decisions of independent third parties such as lenders and credit reporting agencies.

4. Compliance With FTC Guidance

This disclaimer is intended to be consistent with Federal Trade Commission guidance concerning the use of endorsements, testimonials, and results claims in advertising, which generally requires that atypical results be clearly and conspicuously disclosed as such.

5. Related Disclosures

See also our Website Disclaimer and Credit Education Services Agreement for additional important disclosures regarding the educational nature of our services.