Website Disclaimer

Draft — not yet attorney-reviewed. This page is a starting draft prepared for legal review. Do not rely on it as final, binding terms until an attorney has reviewed and approved it.

1. Educational Site, Not a Credit Repair Organization

CreditCareCourse.com is operated by One United Enterprise LLC ("Company," "we," "our," or "us") and provides educational and informational content relating to consumer credit, budgeting, debt, and homeownership preparation. Unless expressly stated in a separate written agreement, we are not acting as a credit repair organization, and nothing on this Site should be interpreted as an offer to perform credit repair services on your behalf, including disputing, challenging, or removing information from your credit report with a credit reporting agency.

2. Not Legal, Tax, Investment, or Lending Advice

Content on this Site is general educational information only and is not a substitute for personalized legal, tax, investment, lending, or financial planning advice from a licensed professional. You should consult qualified professionals regarding your specific situation before making financial decisions.

3. No Guaranteed Results

We make no guarantee, representation, or warranty regarding credit score improvement, mortgage qualification, loan approval, interest rates, credit report changes, debt reduction, or any other specific financial outcome. See our FTC Earnings/Results Disclaimer for more on testimonials and results claims.

4. Not Affiliated With Credit Bureaus or Government Programs

We are not affiliated with Equifax, Experian, TransUnion, or AnnualCreditReport.com. The only official source for your free annual credit reports is annualcreditreport.com or 1-877-322-8228 — be wary of any other site or caller offering "free credit reports" that asks for payment or excessive personal information upfront. References to down payment assistance or mortgage programs are educational and illustrative only; see our Mortgage Readiness Program Terms.

5. Third-Party Information

This Site may reference or link to independent third-party businesses or resources. We do not control and are not responsible for the accuracy, completeness, or availability of third-party information. See our Referral & Third-Party Disclosure.

6. "As Is" Basis

This Site and its content are provided on an "as is" and "as available" basis, without warranties of any kind, to the fullest extent permitted by law.

7. Related Documents

This disclaimer works alongside our other policies, including our Credit Education Services Agreement, Website Terms of Use, and Privacy Policy.